(Updated on 09-04-2013) With estimated 32 million cardiac patients, India is the world’s capital for Cardiac Ailments. Surveys say that 60% of the Heart patients in the world are expected to be from India by as early as 2016! This is the sad news. Till date if you were a heart patient, it was difficult to get a health . . .

Good news! Thanks to the continuous efforts of social worker and activist Gaurang Damani and the Mumbai High Court,we are finally seeing good changes in Health Insurance. In February, IRDA approved IRDA (Health Insurance) Regulations 2013. Following the regulations, the IRDA issued health insurance standardization guidelines to Insurance Companies and TPAs.  The regulations and the guidelines, straighten many grey areas, bringing . . .

If you have bought your own personal health insurance before 2010, in all probability, you have sum insured coverage of less than Rs. 4 Lakhs. While it’s great to hear that you at least have your own independent health insurance, and are not dependant on your employer, it’s high time you realize that with the skyrocketing healthcare inflation, the sum . . .

I love the line in the George Clooney movie The Descendants: "you give your children enough money to do something but not enough to do nothing" I think we all will agree with this: "Too many benefits can spoil, more than they can help." So yes...in short...Benefits can hurt you, specially when they are extravagant, and open-ended. This applies to Health Insurance too. . . .

Let’s face it. Most of us are “deal hunters”. We want the maximum “juice” from a product/service in the minimum price. No wonder the big branded stores, in that flashy mall are full with the so called “end-of-season dhamaka sale” OK. Agree, buying a short term product (like clothing, accessories, electronics), in an off-season sale can help you save huge money, . . .

At medimanage.com, we wake up everyday to build a service which actively "listens" and persistently "strives" to match customer expectations. We recently conducted an online experience survey with Customers/prospects, who, in the past, have interacted with our Advisory team, for Health Insurance policies. We sent this survey out to around 4000 customers. 476 of them responded. We would like to thank each . . .

Whenever I find time, I enjoy listening to call records of our advisory team with our clients. It’s great learning, and is full of interesting insights. One question which is very hot amongst customers is regarding Claim Settlement Ratio of Health Insurance Companies in India from IRDA. I presume that this is to understand how efficient Health Insurance companies are in . . .

"....he never saved money or invested in mediclaim facilities and that's why he went through financial crunch," said Vijay Hangal, on the demise of his father, the legendary AK Hangal, (best known for his "Rahim Chacha" role in the iconic movie "Sholay") This comes as a surprise to many of us. How can a famous film personality, who continued working till . . .

What makes a superstar in today’s times?  What makes a superstar in today’s times?  Is it only the glitz, glamor, parties, social fashion, that is portrayed on Page 3 or is it the grit, determination and committed hard work of a professional?  In this month’s theme on our Facebook page, we lift the stage curtain, and look inside some inspiring professionals working in Bollywood. We focus on how celebrities . . .

Specialized Health Insurance companies have brought tremendous innovation, and choice to the market. In fact, this morning I was thinking how the choice and convenience would have been if we did not have these players, and only depended on the “general” General Insurance companies. Now, the fourth specialized health insurance company in India, Religare Health Insurance recently launched its first product . . .