Health Insurance Experts Blog

ICICI Lombard's Complete Health Insurance : Review - Exclusive First Look

Medimanage.com Exclusive: The "big boys" of the Private sector, ICICI Lombard, Bajaj Allianz, Reliance somehow never revolutionized their products in Health Insurance, since they were launched in the decade of 2000. For instance, most of these companies, didn't offer "Lifetime Renewals", and more often than not, restricted their cover to Rs. 5 Lakhs sum insured At the same time, specialized insurance . . .

Uncovering Room Rent Limits in Health Insurance and their implications on Claims

Many health insurance policies, specially the policies from PSU/Govt. Health Insurance Companies, and most of the Group Policies (The health insurance through your employer or Bank Policies) have limits on room rent. The limit basically puts a cap on the per day room rent you can claim, linked mostly to the sum insured (total coverage) you are entitled to.  A recent . . .

Tata AIG launches Health Insurance - MediPrime : Review

Medimanage.com Exclusive: Tata AIG General Insurance today launched its first indemnity based health insurance policy called: "MediPrime". Till date, Tata AIG, like its international joint venture partner AIG marketed only benefit products under Health, that provided event based lumpsum benefits. This launch brings a 10 year old heavy weight general insurance brand like Tata AIG into Health Insurance in India, . . .

Health Insurance for 70+ Senior Citizens Parents in India

Yes, this is truly incredible. Star Health, yesterday announced the extension of the entry age of its product Star Senior Citizen's Red Carpet from existing 69 years, to 74 years! This product is now available to buy on our Store. We have been regularly thronged by sons and daughters who want to cover their parents above 70 years for Mediclaim, but . . .

Launching your Health Insurance Discussion Forum

Health Insurance India Community As an organization focussed on Health Insurance services, we have an endless queue of questions from health insurance seekers and consumers. "I am buying Health Insurance, I am confused between Product A and Product B,  which one is better in the long term?" "I have made a claim with XYZ Insurance Company for my mother's hospitalization, the claim has been rejected for citing reason . . .

IRDA to issue claims settlement rules for Health Insurance Companies

This is really an excellent piece of news. IRDA, continuing its efforts to protect consumer interests, has announced its decision to issue detailed rules on Claims settlement for Health Insurance Companies. The first draft is expected in April 30, 2012. This announcement is following a recent Bombay High Court order asking IRDA to draft regulations bringing in claim settlement rules . . .

IRDA Clarifications for Loading on Mediclaim Portability.

Year 2011, Portability in Health Insurance has been the buzz word around the media , the health insurance consumer as well as the Health Insurance Industry. Consumers were happy that they were now free to port their policy from their existing insurer, and move to a better one. Unfortunately, the excitement was short-lived. Insurers, (for reasons discussed further), used many . . .

Apollo Munich Optima Restore Health Insurance - Review

We as an organization are always very excited (to an extent overwhelmed sometimes) with any new innovation in the Health Insurance Industry in India. This could be reasoned to very very rare innovations and more of cut-copy-paste or unnecessary frills, we witness in our Insurance industry in India.  Since its launch, Apollo Munich Health Insurance Company (earlier Apollo DKV) has created quite a . . .

Medimanage Review - November Rain

Insurance broker reviewMedimanage.com, relatively is a new service. With no big names attached, and funded by first generation entrepreneurs, we don't have a great recall a Birla or Tata company would have. The flipside is that we have been fortunate to have an enthusiastic team of hardworking individuals who strive everyday to make a valuable difference for our customers, providing them grounded . . .

Accident Statistics are Scary, but are they eye opening?

While reading today’s Times of India which reports Road Accidents as the 3rd biggest Killer, My colleague Kalpesh Chavan and I got into a conversation. Here’s a rough transcript of the same. Me: “The statistics make driving through Mumbai scarier!” Kalpesh: “But are they eye-opening?” (The soft spoken Kalpesh gets aggressive) Me: “What do you mean?” Kalpesh: "I really doubt! It’s ironic, . . .

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