Health Insurance Experts Blog

Buy Star Unique Health to cover Pre-existing diseases | No Medical Test upto age 65

Star Health recently launched their new product – Star Health Unique, which covers select Pre-existing diseases/conditions after a waiting period of 11 months. Highlights: Apart from the standard hospitalization cover for accident and sickness, the main highlights of this health plan are:  Covers select Pre-existing diseases/conditions after a waiting period of 11 months, which is considerably low compared to the earlier lowest of . . .

Bajaj Allianz increases its health insurance premiums by 20%. Introduces Claims Loading.

Bajaj Allianz as a company is best known in the health insurance industry for its focus on health insurance and quality servicing. It has set some good benchmarks for the industry including being the first company to introduce in-house claims processing for Health Insurance in India. Very recently, in what seems to be a bid to cover . . .

Analyzing Future of Cashless Mediclaim in India

analyzing future of cashless mediclaim in India Preamble Last 3-4 days, we have been seeing a lot of news in various media about cashless network hospital list being brought down to fewer in numbers & this list does not have big hospitals where the treatment cost is high & hence, have a greater need for their presence in list. We fear that these news items have created . . .

60 Million Insured under National Rural Health Insurance (RSBY)

Recently, we came across news in an online Publication, hindustantimes.com Rashtriya Swasthya Bima YojanaRecently, we came across news in an online Publication, hindustantimes.com In 26 months, RSBY has enrolled more than 60 million people in 22 states; by next year that should double to 100 million. This is the first use, on this scale, of India's technology prowess to run a national socal-security programme. If RSBY succeeds, it could be the precursor for reforms . . .

Life Insurance companies offering Health Insurance plan

Recently, we came across news in an online Publication, globalsurance.com Health Plus Life Insurance PlanRecently, we came across news in an online Publication, globalsurance.com Future Generali’s Health product is planned for a future launch date. Since the Insurance Regulatory and Development Authority (IRDA) decided to allow combination products of health insurance coupled with life insurance earlier in 2010, Future Generali is planning on having its health plus life insurance ready within the next two months. The . . .

Now… Rural India can buy Health Insurance on Mobile!

Recently, we came across news in an online Publication, centralchronicle.com Mobile Enrollment Technology by HDFC ERGORecently, we came across news in an online Publication, centralchronicle.com Bangalore, June 25: HDFC ERGO General Insurance, a leading private general insurance company, in association with Biocon Foundation, today launched 'Mobile enrolment technology' to enable the rural masses to buy health insurance policies with the help of just a mobile phone making the process paper-less and hassle free. Over 10,000 policies . . .

How feasible is Govt. Funded Health Insurance Plan for 62 Lakh Teachers?

Recently, we came across news in an online Publication, m.timesofindia.com Health Insurance and Life Insurance for TeacherRecently, we came across news in an online Publication, m.timesofindia.com NEW DELHI: In a move that could benefit more than 62 lakh school teachers in government, municipal and private unaided schools, the Centre plans to provide them with life insurance and health insurance at highly subsidized rates. The health insurance would cover a family of six the teacher himself or herself, the . . .

Switching Health Insurance Companies should become easy!

Recently, we came across news of a judgement in an online Publication, news.yahoo.com Switching Health Care ProviderRecently, we came across news of a judgement in an online Publication, news.yahoo.com New Delhi, June 13 (PTI) Mediclaim policyholders, who are not satisfied with the service of their existing service providers, will be able to switch to another insurer soon without any change in the premium outgo. However, this facility will be available to those policyholders who are insured for . . .

Consumer Commission denies relief to Mediclaim policy holder for non-disclosure

Recently, we came across news of a judgement in a leading online Publication, Zeenews.com Non Disclosure in Proposal fomRecently, we came across news of a judgement in a leading online Publication, Zeenews.com New Delhi: The National Consumer Commission has upheld the rejection of a Mediclaim of person, who suffered a heart attack within a week of taking an insurance policy, saying he failed to disclose the past history of the disease to the company.  "It is well settled that . . .

Health Insurance and Aids in India - A Narrow path leading nowhere!

Aids and Health Insurance in India A staggering 25 Million. That's the figure quoted by experts, for the number of Indians who will be afflicted by AIDS in the current year. Considering the 2.3 million in the year 2007 it is indeed a sharp rise, which horrifyingly will go on to increase in the near future, given the stigma and shame attached to the disease in India, . . .

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