Health Insurance Experts Blog

Higher Premium for Cashless Mediclaim at Large Hospitals - Can it work?

Pay higher premium, go cashless to big hospitals: insurance plan in the works To break the stalemate with big corporate hospitals, the four state-owned insurers are planning to introduce a new variant of health cover — the Premium Mediclaim. Subscribers will be charged a premium higher than that of a regular health insurance policy, but will be offered cashless facility at all major hospitals on the insurer’s network. “Big hospitals have agreed to revise . . .

Why is the Health insurance Sector Bleeding?

Loss in health insurance industryWhat!? But you’ve heard that health insurance industry was growing like never before, didn’t it just record a growth of 20% in premium collected last year and there was also news of more foreign health insurance companies coming to India… While all you heard is true, it is also true most of health insurance companies which are general insurance companies, . . .

Consumer Commission denies relief to Mediclaim policy holder for non-disclosure

Recently, we came across news of a judgement in a leading online Publication, Zeenews.com Non Disclosure in Proposal fomRecently, we came across news of a judgement in a leading online Publication, Zeenews.com New Delhi: The National Consumer Commission has upheld the rejection of a Mediclaim of person, who suffered a heart attack within a week of taking an insurance policy, saying he failed to disclose the past history of the disease to the company.  "It is well settled that . . .

The News: Premium up 20% | The "Breaking" News: Loss up 63%

OK. Assume you are a journalist in a business daily. You get a press release with the following figures. 1. XYZ Ltd. Sales grows by 20% 2. XYZ Ltd. Operating Loss grows by 63% Which would you select as your headline? All major dailies reported "The News" from one of the general insurance companies, mostly copy-pasted from the press release they received from . . .

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