Medimanage in News
Multiple health policies? Here's how to make claims

"Simplified procedures and situations have been clarified via the Health Insurance Regulations notified in February 2013," says Sudhir Sarnobat, founder and director at Medimanage Insurance Broking.

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Top-up schemes can help you enhance medical cover

"Fundamentally, there is no difference between the two. Top-up plans 'top up' the already existing insurance policy of the customer and there is an inherent assumption that the customer already has a basic insurance cover (indemnity cover) in place," says Sudhir Sarnobat, CEO,, a health insurance consultancy firm.

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Insurance for overseas trips - Health covers with global reach have limited use

"Such products have limited use. You can always buy travel insurance to cover any medical emergencies you may face while travelling abroad. A combination of a travel cover and a simple health policy will work out to be cheaper than a high-value health product covering treatment abroad,"says Sudhir Sarnobat, CEO of, a health insurance consultancy firm.

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Smaller Cities may be a Healthy Choice to Cut Your Hospital Bills

“Taking such a call would depend on the type of treatment procedure, doctors' skills and reputation and hospitals' infrastructure“ says Sarnobat.

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Think before opting for niche insurance plans; focused policies work well as add-ons to existing one

"These are focused products, which work well for specific target audience as they are priced lower due to limited coverage. However, such products should not be bought as primary protection, but should be looked at as add-on policies," says Sudhir Sarnobat, CEO of Insurance advisory firm,

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