Medimanage in News
What should you know while buying health insurance?

Due to these developments, many treatments that necessitated hospitalisation earlier can now be completed within a day. "A cataract operation that entailed more than 24 hours of hospitalisation earlier can now be completed in 12-13 hours," says Mahavir Chopra, head, e-business,

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After 60, cover your health, not your life

Says Sudhir Sarnobat, CEO, Medimanage Insurance Broking Pvt. Ltd, a health insurance brokerage firm: “A critical illness policy is usually cheaper than a basic health insurance policy since it caters to only specified ailments. Senior citizens are offered very low sums insured and they can bump up their cover by adding a critical illness policy.”

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Choose Health Covers with Care!

According to health insurance experts, there isn’t much to debate here. “A traditional plan from health insurers should be the first medical policy that you buy, as these are exhaustive. Those from a life insurer can be an additional buy,” says Mahavir Chopra, head of e-business and retail,

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Benefit from innovation in Health Insurance

"In case of an HIV patient, drugs are given to improve the immunity, besides the antibiotics that are needed to treat a particular disease. So, the insurer will not cover the charges for HIV treatment or additional drugs for immunity improvement, but the treatment cost for the other disease will be covered," says Sudhir Sarnobat, co-founder and CEO, Medimanage, a health insurance broking firm.

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Study Loading on premium before buying insurance policies

"Being a yearly contract, the loading policy on claims, in the past, was fixed by insurers as per their discretion in case of an adverse claims experience. However, in the past couple of years, almost every insurer has introduced specific claims-loading clause in their mediclaim policies," says Mahavir Chopra, head, e-business, Medimanage Insurance Brokers.

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