Medimanage in News
Your health insurance plan cost, features set to change

Mahavir Chopra, head of e-business and personal lines at, said, “There are approximately 90-100 products in health, personal accident and travel insurance put together. Of the total products, more than half don’t comply with the regulations.” “The concept of giving customers a free-look period of 15 days is there in life insurance polices but is not there in general insurance policies. This and many other features would have to be introduced in the existing products,” added Chopra.

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Shun Agents, Make Investments Online

Most health insurers have enabled the facility of buying online. Generally, if you are under the age of 45 and do not have adverse health condition or history, you can complete the entire process and get the policy in a soft copy online within 10 minutes" says Mahavir Chopra,head e-business,, a health insurance consultancy firm.

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Senior citizens need to look at regular income

“Insurers would ask senior citizens to go for health check-ups before insuring them. I recommend they go for medical tests when they are relatively in good health. They should also ensure they are relaxed when the tests are conducted. A simple thing like reaching the laboratory before the scheduled time and relaxing can help getting accurate results in the diagnostic reports,” says Mahavir Chopra, head, e-business and personal lines,, a health insurance portal.

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Expect faster claim, transparent policy

“Standardization has been on the agenda for the last three-four years. But largely it was through self-regulation. That didn’t work and now the regulator has stepped in. This is a good move and should make health insurance more transparent,” says Mahavir Chopra, head, e-business and personal lines,, a health insurance portal.

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What you can do when companies trim group health cover benefits

"Employees should stop banking solely on the health cover provided to parents by employers. They should scout for a good health insurance product, preferably offering lifetime coverage. As parents get older, getting a broader individual cover becomes a challenging task," says Mahavir Chopra, head, e-business,, a health insurance consultancy firm

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