Medimanage in News
Limited Health cover for senior citizens

“Individual cover is suited when you are not in immediate need of it as most insure pre-existing diseases after two-four years but will stay with you for life. This is unlike a group cover, which is best if needed immediately, but depends on your exit from the company. At the same time, the more you delay buying an individual cover, the more you are likely to pay"says Mahavir Chopra of medimanage.com.

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Insurers keen on bolstering alternative treatment covers

Even those policies that pay for the alternative treatments, exclude naturopathy treatment, acupressure, acupuncture, magnetic therapy, massages, steam bathing, Shirodhara and Ayurvedic treatment" says Mahavir Chopra of medimanage.com

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How useful are Group Health Covers

"If a bank has two million customers, it will negotiate on the best premium to allow the insurer access to those customers. On the other hand, it also has a pull effect as the bank may be able to secure more customers by offering a medical policy at a 'reasonable' rate" says Mahavir Chopra, head, e-business, medimanage.com

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Costly health insurance errors

A wrong decision can affect finances for a long term. Hence, it pays to learn from mistakes others make and avoid them when buying your next health cover.

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Ignoring claim loading details can prove costly

"As part of long-term financial planning, there is no doubt that one should look for zero loading as one of the features, apart from lifetime renewal,lifetime zero co-pay ratio, no limits on surgeries and room rents,and the claim settlement track-record," advises Mahavir Chopra of medimanage.com.

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