Medimanage in News
Know your rights as an Insurance buyer

"Premium is charged by the insurance company according to an Irda-approved premium chart. This can be easily obtained from the insurer's website or its office" says Mahavir Chopra, head, e-business, medimanage.com

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Nasscom creates health cover plan for IT sector

Nasscom, the premier industry body for IT and ITeS Companies in India, has recently announced a Health Insurance program for its member companies, in association with Medimanage. Medimanage would work as the advisory and service partner to all member companies with respect to the program.

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Products, benefits that only women get

"Instead of looking at special covers that offer a narrow range of coverage one should go for critical illness policies that cover the maximum ailments possible. Any critical illness policy that covers cancer will cover all women-related cancers as well and the premiums are comparable." says Mahavir Chopra, head e-business and retail, Medimanage.com

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Now, get more out of your health insurance

Remember, the restore option gets triggered only after the entire sum insured is exhausted. "So if your cover amount is Rs 5 lakh, and you make one claim ofRs 2 lakh, and another of Rs 6 lakh, the policy will pay Rs 2 lakh in the first claim and Rs 3 lakh in the second claim. Since the sum insured was exhausted in the second claim, the restore option begins and can be used only for a third claim," points out Mahavir Chopra, head, e-business, medimanage.com.

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Make the most of "Day Care" Covers

"With the additional cost charged being almost equal to the OPD coverage, the current OPD products in the market are mere tax-saving instruments, without creating any real value for the customer," says Mahavir Chopra of medimanage.com "Health insurance should be part of one's long-term financial planning, and not just another tax-saving tool.

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