The Oriental Insurance Company Ltd was established on 12 September 1947 at Mumbai. The Company was entirely owned subsidiary of the Oriental Government Security Life Assurance Company Ltd. and it was primarily constituted to carry out General Insurance business.
With its headquarters in New Delhi, Oriental Insurance Company Ltd has more than 900 operating offices in various cities of the country.
Oriental Insurance Company has been awarded the B++ (very good) by an International Rating Agency. It is also enjoying the highest rating from leading Indian credit rating agencies ICRA and CRISIL.
Oriental Insurance Company has developed various types of insurance to cover both urban and rural population of India. These policies are marketed through development officers, agents and specialized brokers.
Types of Health Insurance policies offered by Oriental Insurance Company:
Individual Mediclaim Policy is a health insurance cover which takes care of medical expenses of the insured in case of sudden illness, accident or surgery which is required in respect of any disease which has arisen during the policy period.
Happy family floater policy
Happy family floater policy is a policy designed to cover health care expenses for the entire family. The sum insured remains fixed while the premium amount depends upon the number of family members and the age of the members. This is the only policy which allows you to include parents or parents in laws in the same policy
Group Insurance Policy
Group mediclaim policy covers a large number of people under a single policy. It is available only to any association/institution/corporate body provided it has a central administration and subject to minimum number of persons to be covered.
The benefit of taking this policy is that the insured individual gets a group discount and hence the premium per person is lower.
Senior citizen insurance policy
The senior citizen policy is available to any Indian citizen who is aged 60 years and above and for hospitalization in India.
Swasthya Bima policy
Swasthya Bima policy is a health insurance policy designed for poor families aged 15 years to 65 years. The insured individual can avail medical services at all government hospitals where facility for treatment as inpatient is available.
Settling claims from Oriental Insurance Company
Oriental insurance company offers option of cashless service or reimbursement facility for their claims. They commit to settle all health insurance claims within 30 days on completion of all requirements.
Website : www.orientalinsurance.org.in
24hrs Toll Free No. : 1800 102 6425
To know more about Oriental Insurance Company’s Health Insurance / Mediclaim policies
Contact Medimanage.com – India’s No.1 Health Insurance Broker providing unbiased Health Insurance advisory, since 1999.
- Post your inquiry at the following link: http://www.medimanage.com/inquiry.aspx [OR]
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