Right choice – Since such a website provides you with lots of policy quotes with detailed description about the plans and their terms and conditions, it helps you in easily comparing them. Getting such details through an agent or company is quite difficult. Better comparison gives better awareness and leads to a better choice of insurance.
Information whenever you need it – Online health insurance information seeking and consultation can be done at anytime from anywhere. So it is accessible at your convenience.
Mistakes by an individual – An individual could be more likely to overlook a clause or miss something and make a mistake, putting you in an unfortunate situation.
Global audience – Even if you are out of the country, or are living abroad and need a policy for relatives in your native country you can very well have a look at the online health insurance quotes, make a decision, and buy the health insurance policy online. There is no need to be physically present.
Services after buying the policy: Online health insurance models are generally provided by organizations and not individuals. These organizations tend to have much stronger processes in providing you all services required after your buying the policy, including claims related services. Yes, some such organizations also sell through their sales people interface, but mostly such people interfaced selling is resorted to by individuals. These individuals do not have the wherewithal to provide comparable robust services post your buying the policy.
No dependence on one person: Since people interfaced selling is resorted mostly by individual agents, you are dependent on that one individual for any service you will require after you buying health insurance policy online. You are thus exposed to the hazard of this individual not being available when the need is the highest – like in the event of a claim. Since Online model selling is done mostly be organizations, you are not person-dependent when you need any service.
Better influence with insurance companies: Being organizations, entities that sell through the online model are aggregators of larger volumes of policies and premium. Their influence on the insurance companies is therefore that much higher than individuals resorting to people interfaced selling.
Online payment: Only the online model of selling comes with the advantages of making payment online through use of credit card.
Wider geographical reach: There is no saying when you will need the services after you buy the health insurance policy. One could need hospitalization whilst one is away from hometown. The individual who sells you the policy through personalized sale cannot be expected to help when you are far away from the neighborhood. Good organizations that sell health insurance policies online have service capabilities pan India.
Note: You have online selling of health insurance policies by insurance companies as well as brokers. Whilst an insurance company will offer and sell only their products online, brokers can offer you products of all insurance companies. Obviously, even the information available in online verticals of insurance companies will be confined to their own products while the online vertical of a broker will have unbiased information on products of all insurance companies.
What about buying a health policy through personal interface?
From personal interface buying to buying a policy online health insurance companies and intermediaries have come a long way. So the question that you would have is, which do I choose?
Neither can be claimed as best, nor can you do away with either. Both have their benefits and disadvantages. What is most important is that it should suit your convenience.
So read up about health insurance policies online and then after ample comparison and research online you can call for a personal consultation among your narrowed down 
options. You can then get your doubts cleared and make your final decision. It might seem like a lot of work, but it is your health insurance coverage that is finally the topmost concern. It may not even be that much work if you choose a dedicated health
insurance broker who offers online health insurance buying supported by personalized consultation through phone/chat.
So if you need a health insurance, now you know how to go about it…
